Experienced Long Term Disability Lawyers that fight for you.
At HSP Law, we help clients win their long term disability claims throughout all of Ontario and Canada. Through our online client portal, we keep you updated on the progress of your case from anywhere in the world!
What is a Long Term Disability?
A long term disability is a type of disability which prevents someone from being gainfully employed for a long period of time. There are many reasons someone may be qualify for long term disability benefits, whether it be from a personal injury, mental illness, or other factors.
Many people who are recovering from injury or illness need to take an extended leave of absence from their employment. In these circumstances, long term disability benefits, which supplant a disabled workers income, are the only lifeline available. It is important to know where you stand and whether or not you qualify for these benefits.
Common Long Term Disability Claims
Long term disability claims can be made for many reasons. Many of these reasons are due to personal injury, however many stem from a variety of personal and external issues.
Some common causes for long term disability claims are:
- Mental illness
- Brain injuries
- Spinal cord injuries
- Chronic pain
- Neurological disorders
Is a Long Term Disability Preventing you from Working?
Consider the following questions before contacting a long term disability lawyer:
- What does your family doctor say?
- What is your longterm disability carrier saying about your condition?
- Have you been medically examined?
- Do you feel you cannot work anymore?
- Have you exhausted your short term disability benefits?
The process of obtaining long-term disability benefits can be very difficult and exhaustive process because third party entities and insurance companies have an incentive to deny your claim. This is where experienced long term disability lawyers come into play.
It is always important to understand your rights and what your position is in the process of obtaining benefits. Consider the case of Swampillai v. Royal & Sun Alliance Insurance Company of Canada, where an employee signed off on a severance package that prevented him from obtaining long term disability benefits.
The case was recently heard by the court of appeal and it will be proceeding to trial. It is an important lesson for anyone who is suffering from a long term disability to seek immediate legal advice before making any decisions on the future of their employment or issues regarding their long term disability insurance provider.
Let HSP Law Help You
HSP Law has the experience and know-how to fight for your long term disability benefits. Our legal team can navigate the daunting legal waters to help win your case. Call us today for a free case evaluation.
- Car Accidents
- Bicycle Accidents
- Slip & Falls
- ATV and Snowmobile Accidents
- Motorcycle Accidents
- Pedestrian Accidents
- Dog Bite
- Long Term Disability